This question is at the crux of any consideration about the relationship of the state and the individual in digital assets.

The European Conservative published a thought-provoking article last month titled ““This Is Not a Big Brother Project”: Digital Currency and Political Control”. The eye-catching sentence in the sub-heading is “Christine Lagarde, ECB president, opined that even small transactions using the digital euro should be subject to control

The issues are far reaching. How can anyone live a normal, every day life without access to banking? How can anyone who wishes to buy a house hope to get a mortgage if their credit rating has been lowered for no financial reason?

“We are delighted to appear in the June issue of The Otonomist – a newsletter which looks at how to build businesses on blockchain and invest in crypto.

Nigel Farage has followed Toby Young in talking publicly about the actions of banks closing accounts without always giving good reason. As George Mason University law professor Todd Zywicki said in a video interview “You do have to have a bank account, really, to be able to live.”

I have been catching up on podcasts recently.  The one which has got me thinking about the potential value of digital assets to all in society, but perhaps more those who are marginalised, is a podcast from April titled “Bitcoin Should Be Central to Regulation of Digital Assets”